Budgeting and Personal Finance
About the Training/Workshop
Overview
Employees, students, fresh graduates, owners of different small businesses, retirees, home-makers or laity, must have a quick grasp on simple budgeting. It is a reality that lack of financial knowledge is dangerous but the absence of budgeting capability even makes it more alarming.
It gives stress when we run out of budget. We end up borrowing from loan sharks and the more it will make us miserable because we will survive that cut-off but next off will again be financially distressed. There, the cycle begins and it will be endless if we don’t know how to budget our resources.
Objectives
• To be able to understand our resources and how to improve them
• To appreciate financial data and how to use it to decide wisely
• To learn practical applications of budgeting
Who Should Participate
This seminar is designed for all levels of employees, home-makers, students, retirees and other interested individuals
Key Topics
I. Understanding the benefits of having a budget
a. enumerating the benefits
II. Mind-setting and focusing on the goal
III. Steps in creating a budget
a. Gathering all receipts or any financial statements
b. Recording sources of income
c. Creating a list of monthly expenses
d. Categorizing expenses to fixed and variable
e. Summarizing monthly income and expenses
f. Making adjustments to expenses
g. Reviewing monthly budget
IV. Creating a budget worksheet
a. Accomplishing the contents of the worksheet
i. illustrating the categories (income, expenses etc.)
ii showing how to fill-up the worksheet
b. Comparing budget and actual amount
V. Testing audience’s understanding
a. Activity
VI. Possible Personal Investments
a. Stocks / Bonds
b. Insurance
c. Real Estate
d. Entrepreneurship
VII. Q & A
----------------------------------------------------------------------------
Click here to -> CHECK SCHEDULE
TIME: 9:00 AM to 4:00 PM
VENUE: Unit 2 2/F Intellect Bldg. MacArthur Highway, Brgy. San Sebastian, Tarlac City, Tarlac
----------------------------------------------------------------------------
Click here to -> DOWNLOAD MANUAL REGISTRATION
OR
Click here to -> REGISTER ONLINE
----------------------------------------------------------------------------
Contact Details:
Contact Numbers: (045) 923.1751 or text/call 0920.959.4020 or 0949.993.9043
For inquiries, you may also leave a message in our CONTACT FORM.